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Affordable Debt ReliefOur Los Angeles bankruptcy attorneys are Certified Specialists in consumer and small business bankruptcy. Call 1-800-477-3111 for a free consultation at our office. We offer reasonable rates and payment plans.More Information |
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Know Your RightsCreditors will try to intimidate you and take advantage of your lack of knowledge. They employ aggressive teams of lawyers and debt collectors to trick and confuse you. We will ensure that you are not denied the full benefits afforded to you by the bankruptcy laws.
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Free Online Bankruptcy EvaluationIf you are not sure that bankruptcy applies to you, we offer a free online consultation where we take a close look at your situation. Simply answer a series of questions – completely confidentially – and this will help us to determine whether bankruptcy is the best alternative for you. Our Los Angeles bankruptcy attorneys understand that each case is unique and requires a personalized plan. All consultations are with an experienced bankruptcy attorney so you know you will be getting the most qualified advice. After the evaluation, if you feel that bankruptcy is the best option for you, come in to our office for a more extensive consultation and to begin the process.More Information |
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Additional ResourcesBankruptcy laws have changed. As certified Los Angeles bankruptcy attorneys, we can help you find what you need to know. Click here for additional online resources relating to California bankruptcy.More Information |
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Internet DiscountWe offer a discount to those who have done their research and found us on the web. Learn more about our Internet discount.More Information |
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The Automatic StayA big “Stop Sign” to the creditors. The automatic stay is probably the most important feature of Chapter 7 Bankruptcy, separate and apart from actually receiving a discharge of debts. The commencement of a bankruptcy case imposes an immediate automatic restraining order upon all creditors, regardless of the bankruptcy chapter that is filed. The source of this law is contained in Section 362(a) of the Bankruptcy Code, which sets forth a list of the different types of actions against a debtor which are automatically stayed by commencement of the bankruptcy case. Examples. The automatic stay stops phone calls from bill collectors, the commencement of lawsuits against the debtor for the collection of money, enforcement of judgments, collection letters, and demands for payment are all ordinary examples of the kinds of actions that are stayed by the filing of the bankruptcy case. Perhaps even more powerful is that the automatic stay stops foreclosure and repossession so this is an extremely powerful component of the bankruptcy laws and any debtor who is faced with the imminent repossession of a vehicle or the imminent foreclosure of real property will often resort to Chapter 7 if for no other reason then to gain time to try and resolve the debt problem and come up with a method of curing a default.
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Important notice required by Federal Law:
We are a debt relief agency pursuant to Federal Law §524 of Title 11 of the US Code. We provide legal assistance and help people file for bankruptcy relief under the Bankruptcy Code.
*DISCLAIMER: The information contained within this page and/or this site as a whole, including replies from Bayer, Wishman & Leotta to this PRE-CONSULTATION FORM, is not intended as legal advice, nor to create an attorney-client relationship yourself and Bayer, Wishman & Leota, PC and/or debt-relief-bankruptcy.com, it is informational in nature. Though bankruptcy is federal law, your particular state of domicile can impact the advice you receive. Furthermore, bankruptcy law is very complicated, therefore, an experienced bankruptcy lawyer within your state of domicile should be consulted for specific issues concerning your particular set of facts. Users of the internet should not rely on an e-mail message to Bayer, Wishman & Leota, PC and/or debt-relief-bankruptcy.com through this web site to create an attorney-client relationship. Said users should not act upon any information in this web site without first directly consulting legal counsel of their own. The hiring of a lawyer is an extremely important decision which should not be based solely upon advertisements, web pages, brochures, or other promotional materials. Unless a written retainer agreement has been signed by a member of Bayer, Wishman & Leota, PC, no attorney-client relationship exists between you and Bayer, Wishman & Leota, PC. This web site might be characterized as an ADVERTISEMENT. The responses and information are intended to be general and should not be relied upon for any specific situation. For legal advice, consult an attorney.
