Bayer, Wishman & Leotta
 
HomeHome
About UsAbout Us
ServicesServices
Contact UsContact Us
FAQFAQ
ResourcesResources
PressPress
TestimonialsTestimonials
Free ConsultationOnline Evaluation
Affordable Debt Relief
We offer reasonable rates and payment plans are available. Our attorneys are Certified Specialists in consumer and small business bankruptcy. Call 800-477-3111 for a free consultation.

    We can put a stop to:
  • Creditor threats and harassment
  • Calls from bill collectors
  • Wage garnishment
  • Foreclosure
  • Lawsuits
  • IRS action
Understand Your Rights
Your creditors employ aggressive legal teams to intimidate and confuse you. We can help ensure that you are not denied the full benefits afforded to you by the bankruptcy laws.
More Information
Internet Discount
We offer a discount to those who have done their research and found us on the web. Learn more about our Internet discount.
More Information

Services

The law firm of Bayer, Wishman & Leotta has successfully represented individuals and commercial clients in bankruptcy proceedings for over 20 years.

When you come in for your free consultation, we will go over your personal situation and explain how bankruptcy may affect each of your debts, property and assets. We will not recommend bankruptcy unless you need it. Our aim is to provide the very best counsel to our clients and we will be as objective as possible about your options.

At the end of your consultation, if you decide that bankruptcy is the best option, we will quote you a very reasonable rate. Payment plans are available. You are under no obligation and whatever you decide; our advice during the consultation is free.

If bankruptcy is your best option, we will help you decide how to proceed.

Chapter 7
If you are being crippled by high credit card debt or medical bills, Chapter 7 may be a way for you to discharge those debts. Also called “liquidation,” “debt wipe-out” or “fresh start,” Chapter 7 cases are typically resolved 4 months after the filing date. You will receive a Bankruptcy Discharge and your obligation to the discharged debts will be over. Together we determine is this is the best course of action for you.

Chapter 13
Chapter 13 is also known as “reorganization” or “consolidation.” If your income is determined to be too high for a Chapter 7 procedure, but you are facing foreclosure on your home, auto repossessions or tax debts, Chapter 13 can help give you some breathing room.. 99% of all debtors who fileChapter 13, keep their assets. This may also be the best option for joint husband/wife filings.

Foreclosure
Frequently, those who file bankruptcy and keep their homes are able to recover their lost equity. We can help you protect your largest investment.

Call 800-477-3111 right now for a free consultation.

FREE INTERNET BANKRUPTCY EVALUATION!

When you use our free online consultation, we take a close look at your personal situation. Simple or complex, each case is unique and deserves a personalized plan. Your consultation will be with an attorney so you know you will be getting the most qualified advice.
More Information
Copyright (C) 2005. Bayer, Wishman & Leotta. All rights reserved.

Important notice required by Federal Law:
We are a debt relief agency pursuant to Federal Law §524 of Title 11 of the US Code. We provide legal assistance and help people file for bankruptcy relief under the Bankruptcy Code.

*DISCLAIMER: The information contained within this page and/or this site as a whole, including replies from Bayer, Wishman & Leotta to this PRE-CONSULTATION FORM, is not intended as legal advice, nor to create an attorney-client relationship yourself and Bayer, Wishman & Leota, PC and/or debt-relief-bankruptcy.com, it is informational in nature. Though bankruptcy is federal law, your particular state of domicile can impact the advice you receive. Furthermore, bankruptcy law is very complicated, therefore, an experienced bankruptcy lawyer within your state of domicile should be consulted for specific issues concerning your particular set of facts. Users of the internet should not rely on an e-mail message to Bayer, Wishman & Leota, PC and/or debt-relief-bankruptcy.com through this web site to create an attorney-client relationship. Said users should not act upon any information in this web site without first directly consulting legal counsel of their own. The hiring of a lawyer is an extremely important decision which should not be based solely upon advertisements, web pages, brochures, or other promotional materials. Unless a written retainer agreement has been signed by a member of Bayer, Wishman & Leota, PC, no attorney-client relationship exists between you and Bayer, Wishman & Leota, PC. This web site might be characterized as an ADVERTISEMENT. The responses and information are intended to be general and should not be relied upon for any specific situation. For legal advice, consult an attorney.

Corporate Solutions by: